How to Apply for Payday Loans Online with A1 Cash Loan
Step 1 - Fill In Our Online Submissions Form
Submit a payday loan enquiry with A1 Cash Loan via the online form including how much you want to borrow and for how long. The enquiry can be made in less than 5 minutes.
Step 2 - Get Verified Online
Once submitted, we’ll search our panel of lenders to find the right loan for you at the most competitive rate. You will receive an instant offer from the A1 Cash Loan Team which you can choose to accept or not.
Step 3 - Receive Your Payday Loan
If you go ahead and the request is approved, the transfer will be made to your bank account within 24 hours or 1 business day. A1 Cash Loan does not charge any service fees. Instead, a small commission is taken from the lender if the loan is successful.
What Is A Payday Loan
A payday loan can help people borrow money until their next payday which can be a real lifesaver. This process allows you to get money upfront in order to pay off any urgent bills that may enter before your next paycheck. With a payday loan, you can pay off these bills and then repay the loan with interest on your next pay date.
Depending on the payday loan plan chosen, an average loan can last roughly a fortnight. With A1 Cash Loan, you can find options ranging from 1 month to 60 months. This takes away the pressure of fast repayment and allows you to borrow more money for a longer period of time.
Why Might You Need A Payday Loan?
A payday loan helps those who need to borrow fast cash when they are faced with unexpected costs. For instance, customers may need to borrow money to pay for home repairs, rent or emergency payments.
Payday loans can also be used for important medical expenses, dental fees, pet bills, car repairs or funeral costs to name a few. Other important expenses include wanting to buy an engagement ring or to pay for a wedding. Payday loans should only be taken out if the customer is certain they will be able to manage the repayments.
How Much Money Can I Borrow With A Payday Loan And For How Long?
At A1 Cash Loan, you can borrow anywhere between $100 to $35,000 for 1 to 60 months. However, many states have specific payday loan regulations which includes the amount of money that is legally allowed to be borrowed and for how long. Examples are included in the table below:
| States | Loan Amount | Loan Term |
| Alabama | $100-$2500 | 10-31 days |
| California | Up to $1500 | Up to 31 days |
| Colorado | Up to $2500 | Up to 180 days |
| Illinois | Up to $1000 or 25% of gross monthly income | 13-120 days |
| Colorado | $50-$2550 | At least 14 days |
| Iowa | Up to $2500 | Up to 31 days |
| Kentucky | Up to $2500 | 14-60 days |
| Louisiana | Up to $1550 | Up to 30 days |
| New Hampshire | Up to $2500 | 7-30 days |
| Ohio | Up to $5000 | 91-365 days |
| South Carolina | Up to $2550 | Up to 31 days |
| Tennessee | Up to $2500 | Up to 31 days |
| Texas | Up to $5500 | 7-180 days |
| Missouri | Up to $5500 | 7-180 days |
| Utha | Up to $5500 | 7-180 days |
| Wisconsin | Up to $5500 | 7-180 days |
Why Choose A1 Cash Loan for Payday Loans Online
A1 Cash Loan lets you have money right at your fingertips. We find you affordable payday loan solutions. You can borrow anything from $100 to $35,000 covering a range of loan necessities.
The service offers flexible solutions allowing you to choose loans between 1 month and 60 months. The set-up is also quick and easy with a completely online application.
The team at A1 Cash Loan will get back to you with an instant decision, matching your details with other lenders to find you the best offer to suit your needs.
Am I Eligible? What Is The Borrowing Criteria?
In order to apply for a Payday Loan from A1 Cash Loan, there is no need for a perfect credit score. The criteria are as follows:
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you are a U.S citizen
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Over 18 years old
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Own a mobile phone
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Able to afford monthly repayments
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Earning a minimum income of $800 monthly
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Have a live checking account in order to receive
funds
Where Can I Find Payday Loans In Missouri?
A1 Cash Loan is fully 100% online, which means you can borrow a payday loan from anywhere in the US. Locations include:
Online Installment Loans in Missouri
Welcome to Missouri
A1 Cash Loans is committed to serving Missouri’s cash needs.
Costly repairs. Medical expenses. Bills. Unexpected emergencies. For fast access to cash, your in Missouri is here 24/7 for fans of the Missouri and all Missouri teams.
Anywhere you live in the land of the Missouri, Advance Financial gives you Online Installment Loans. Online Installment Loans are a great alternative to payday loans and title loans. You apply just once and pay it back over six easy installments. Online Installment Loans in Missouri are up to $3,000. You can count on the A1 Cash Loans team for getting you cash when you need it most. Proud fan of all Missouri sports teams like the Missouri.
How Do Payday Loans Work?
A payday loan can cover short term and emergency expenses. You can receive the funds within 24 hours or 1 business day, allowing you to pay any pressing bills without the need to wait for your next paycheck. Then, the borrower can repay the loan in full or over an agreed time in equal monthly payments.
The repayment period can stretch between 1 and 60 months depending on the size of the loan. With A1 Cash Loan payday loans, you can borrow between $100 to $35,000 depending on your credit score, income and affordability.
Can I Get a Payday Loan on The Same Day as Applying?
It is possible to get a same day loan providing that you meet all the criteria mentioned above such as being aged 18 or over, earning a regular income and having a live checking account for your money to be deposited into.
To boost your chances of receiving a loan on the same day as applying, try enquiring during typical working hours on a Monday to Friday between 9am to 5pm, rather than for instance on a national holiday.
You should also ensure that all the details you provide are accurate and have your phone or computer nearby so that you can answer any follow up questions that may arise.
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Can I Get a Payday Loan with Bad Credit or No Credit Checks?
Potential borrowers do not need a perfect credit score in order to apply for a short term loan or payday loan. As long as they meet the eligibility criteria, they can be considered for a loan from A1 Cash Loan.
Completing a loan request form with A1 Cash Loan will not negatively impact your credit score. Although a credit check will be carried out, this will not impact your chances of securing a loan. The only thing that could negatively impact your credit score is if you are unable to make the repayments at the agreed times.
When submitting a loan enquiry, you will need to include your bank details in order to transfer the money once approved. However, any details submitted to A1 Cash Loan will be kept safe and not passed on to any other third parties without specific permissions.